Protect your Florida real estate investment with homeowner’s insurance. You have made a significant investment. Now make an investment in the best possible homeowner’s insurance you can afford to buy.
RE/MAX Premier Group professionals work hard to establish long-term relationships with qualified professionals that offer support services to our industry. We can help you find the right homeowner’s insurance provider today.
Why do I Need Homeowner’s Insurance?
It’s hard to imagine your home will sustain serious damage due to an accident, vandalism or a natural disaster. It does happen. Without homeowner’s insurance the results can be devastating. Depending on the type of homeowner’s insurance you purchase, homeowner’s insurance will:
- Help pay to repair or replace your home
- Cover the cost of your belongings if they are damaged, destroyed or stolen
- Help pay for temporary housing and living expenses while your home is repaired or replaced by homeowner’s insurance
- Protect you in the event legal claims are waged against you as a result of an event that occurs on your property through homeowner’s insurance
- Assure your mortgage lender the investment you share is protected by homeowner’s insurance
- Give you peace of mind in knowing your assets are protected through homeowner’s insurance
There are many different options available when it comes to homeowner’s insurance. It’s a good idea to evaluate your current financial and family responsibilities, your investment, the value of your home and belongings and the area in which you live before consulting with a homeowner’s insurance agent. Decide in advance what is most important to you to protect and what potential risks you face when shopping for homeowner’s insurance. It is also a good idea to do your own evaluation of your home and property to see what you can do to make it a safer environment. You can actually save money on homeowner’s insurance by taking certain precautions such as using adequate fire alarms, deadbolts, window locks and more.
While homeowner’s insurance that pays the actual cash value of your home and personal property may seem very reasonably priced, compare the benefits to a policy that pays to replace property you might loose. Replacement cost varies with many factors including current market conditions. Replacement cost homeowner’s insurance guarantees you will be compensated enough by homeowner’s insurance to recoup home and property very similar to what you lose.
In today’s sue-happy society, it’s wise to protect yourself with liability homeowner’s insurance in case someone gets injured on your property.
The best homeowner’s insurance protection comes in the form of a comprehensive or all-risk policy. Such a homeowner’s insurance policy covers all kinds of damage with a few very specific exclusions. Read through the exclusions carefully. If you live in an area known for the threat of floods, earthquakes or other natural risks, consider purchasing a homeowner’s insurance rider to cover you in these unlikely events.
If you would like to see who insures in the area at any given time check out this website: http://www.shopandcomparerates.com. Many Florida homeowners are finding it difficult and frustrating to compare the cost of homeowners insurance. This site is intended as a starting point to help you compare rates and to demonstrate the importance of shopping around for the best policy to provide the coverage and terms you need to protect your home.
Contact RE/MAX Premier Group for more information today.